Underwrite with eyes open
A real human reads every application. We say yes or no in 48 hours and we tell you why. No automated rejections, no ghosting, no surprise terminations.
/ company
PayVeta was founded in 2023 by a team that ran online businesses through every legacy processor — and got tired of explaining away outages, surprise reserves, and quiet terminations. So we built the processor we wished existed.
/ what we believe
A real human reads every application. We say yes or no in 48 hours and we tell you why. No automated rejections, no ghosting, no surprise terminations.
Interchange-plus from the first dollar. You see the card brand's fee at cost, plus our margin. The only direction prices move is down — as your volume earns it.
Our team operates direct acquiring relationships in 47 markets and writes the routing logic that picks between them. We don't resell another processor with a logo on top.
Your vault is portable. We migrate cards in, we migrate cards out. If you ever leave PayVeta, your customer relationships go with you — no re-prompts, no re-friction.
Real underwriters, real engineers, real numbers.