/ International Payments
Process like a local everywhere.
135+ currencies, local acquiring in 47 markets, and account-to-account rails like SEPA, BACS, PIX, and iDEAL. The auth rate of a domestic processor in every country you ship to.
- Direct acquiring in 47 markets
- 135+ presentment currencies, 25 holding currencies
- SEPA, BACS, PIX, iDEAL, Bancontact, Sofort
- FX at interbank + 0.35%, locked at auth
/ Local acquiring
Process like a local in 47 markets.
PayVeta operates direct acquiring relationships in 47 markets — so a card issued in São Paulo authorizes against a Brazilian acquirer, a card from Tokyo against a Japanese acquirer. Local routing routinely lifts cross-border auth rates by 10–25 points.
- Direct acquiring in 47 markets across 5 regions
- Local card schemes: Cartes Bancaires, Bancontact, ELO, Hipercard
- Auth-rate lift of +10–25 points vs. single-region acquiring
- Smart fallback to international acquirer on local decline
/ Alt rails
SEPA, BACS, PIX, iDEAL & more.
Beyond cards, accept account-to-account payments on the rail your customer prefers. SEPA Instant in Europe, BACS in the UK, PIX in Brazil, iDEAL in the Netherlands, Bancontact in Belgium, plus 30+ wallets.
- SEPA Direct Debit & SEPA Instant Credit Transfer
- BACS, Faster Payments, CHAPS in the UK
- PIX, BoletoBancário in Brazil
- iDEAL, Bancontact, Sofort, Giropay in EU
/ FX & settlement
Settle in the currencies you actually use.
Hold balances in 25 currencies, settle to a local IBAN, and convert at interbank rates plus a transparent margin of 0.35%. No surprise daily-rate adjustments.
- Multi-currency settlement to local IBANs
- FX at interbank + 0.35%, locked at authorization
- 25 holding currencies, 135+ presentment currencies
- Optional FX hedging on the Custom plan
/ security & compliance
Your card data
never touches your servers.
PayVeta is a Level 1 PCI service provider. Sensitive cardholder data is tokenized in our HSM-backed vault and replayed against any acquirer in our network — so you can switch processors without re-prompting a single customer.
- AES-256 at rest, TLS 1.3 in transit, HSM-protected keys
- Continuous attack-surface monitoring & quarterly pen-tests
- Role-based access with hardware-key 2FA enforced for admins
- Vault tokens portable across MIDs — no vendor lock-in
/ faq
International payment questions
01 Which currencies can I present in?
PayVeta presents charges in 135+ currencies. Customers see prices in their local currency at checkout, and you settle in the currency of your choice.
02 How does local acquiring improve auth rates?
Cross-border transactions are flagged as higher risk by issuing banks. By routing through a local acquirer in the cardholder's country, the transaction is treated as domestic — which dramatically improves the approval likelihood.
03 Do you support B2B wire payments?
Yes. Custom plan customers can accept SWIFT wires with virtual account numbers and automatic reconciliation.
04 What about SEPA mandates?
PayVeta handles SEPA mandate creation, storage, and revocation. Mandates are signed electronically and stored with PSD2-compliant audit trails.
One platform. Every market.
Local rails, local acquiring, local language — no extra integrations.